Published on: 14 May 2019 15:15
Written by: Maryhill Housing
The Department for Work and Pensions (DWP) is making important changes to Pension Credit from 15th May.
Pension Credit is a benefit which supplements the basic State Pension for older people with lower incomes and savings to ensure they have a minimum amount to live on.
From 15th May 2019, “mixed age couples” (where one partner is above State Pension age and the other is below) will no longer be eligible for Pension Credit. Instead they will have to claim Universal Credit which is worth less.
Which couples will be able to get Pension Credit under the new rules?
Only couples where both partners are of Pension Credit qualifying age will be able to get the benefit.
Alternatively, if one partner has reached Pension Credit qualifying age and is claiming Housing Benefit for both as a couple, both will be able to get the benefit.
After the rule change, claims can be backdated for couples who were eligible for Pension Credit on 14th May 2019 or before. Couples will need to apply by 13th August 2019 in this case.
Mixed-age couples who already claim Pension Credit will not be affected after the reform unless there is a change in circumstances.
Please contact a member of our Financial Support Team on 0141 946 2466 for more information or to check if you should make a claim for Pension Credit.